Ziipay is a trading name of International Remittance Ltd, a company registered in the United Kingdom.

Last updated: (31st December 2025)

Ziipay is currently in a pre-launch phase. Personal data collected at this stage relates only to expressions of interest, enquiries, and early-access communication. 

This Privacy Policy explains how International Remittance Ltd (“Ziipay”, “we”, “us”, or “our”) collects, uses, stores, and protects personal information when you visit our website, join our early-access list, or contact us.

1. Information We Collect

We may collect the following personal information when you:

• join our early access or sign-up list
• submit a website form or contact us
• communicate with us by email

Information may include:

• Full name
• Email address
• Phone number
• Country of residence
• Basic service interest or usage intent
• Any information you voluntarily provide in messages or enquiries

At this stage, we do not collect identity documents, payment details, or sensitive personal data via the website.

If identity verification (KYC) becomes necessary, this will be carried out through our regulated partner platforms, and separate privacy notices will apply.

2. How We Use Your Information

We use your information to:

• manage early-access registration and expressions of interest
• communicate updates about our service and launch progress
• respond to enquiries and support requests
• understand demand and improve our product
• meet legal, compliance, and safeguarding responsibilities where applicable

We do not sell or trade personal data.

3. Legal Basis for Processing

We process personal data on the basis of:

• Legitimate interest (e.g., managing early-access sign-ups and enquiries)
• Consent (where you choose to receive communications)

You may withdraw consent at any time by contacting us.

4. How We Store and Protect Your Data

We store personal data securely and apply reasonable technical and organisational safeguards to prevent:

• unauthorised access
• loss or misuse
• accidental disclosure

Data may be stored using reputable third-party service providers (such as secure email or form platforms). Where this occurs, we ensure appropriate security controls are in place.

5. Sharing Your Information

We may share limited personal information with:

• service providers who support our operations (e.g., secure email, hosting, or form platforms)
• regulatory or law enforcement bodies where legally required

We do not share data with marketing brokers or advertising networks.

We will never sell your personal information.

6. Data Retention

We retain personal information only for as long as is reasonably necessary for:

• early-access management and communication, or
• compliance and record-keeping purposes

We will delete or anonymise data when it is no longer required.

7. Your Rights

Subject to applicable law, you may request:

• access to the personal data we hold about you
• correction of inaccurate information
• deletion of your data (where appropriate)
• restriction or objection to processing

To exercise these rights, contact us at: privacy@ziipay.uk 

8. Cookies & Website Analytics

Our website may use basic cookies or analytics tools to understand visits and improve user experience.

We do not use intrusive advertising or behavioural tracking cookies at this stage.

More details will be provided if analytics or tracking features are introduced.

9. International Transfers

If data is stored or processed outside the UK, we ensure appropriate safeguards are applied in line with data protection requirements.

10. Changes to This Policy

We may update this Privacy Policy as our service develops. The “Last updated” date will be revised when changes are made.

11. Contact Us

If you have questions about this policy or how we handle personal data, please contact: privacy@ziipay.uk